Tuesday, November 24, 2009

This week's top story: How do you escape from co-signed contracts?

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More credit card news | Credit card help | Credit card videos | Credit card statistics November 24, 2009
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Top credit card stories

How to get out of a co-signed loan, credit card
Despite experts' advice, you did it anyway: You co-signed a for a loan or credit card. Now that you've wised up, can you escape? Maybe or maybe not. More... 
4 questions to ask before you co-sign
Explore alternatives and find out what you're in for with these questions for anyone who asks you to be a co-signer on a credit car or other loan. More... 
Fine print privacy notices get new look
Federal agencies released samples of privacy rights notices that are simpler and easier to understand, but not all banks will be using them. More... 
Fed issues rules restricting gift card fees, expiration
Clearer disclosures of gift card fees, terms and conditions are also included in the rules that take effect in August 2010. More... 
Expert credit card advice

Explore all options before declaring bankruptcy
'The Credit Guy' expert Todd Ossenfort
You may think bankruptcy will solve all your debt problems, but it creates a whole new, lasting set of issues.
More...
 
Is your student loan cluttering up your credit report?
'Opening Credits' expert Erica Sandberg
A student loan that's been resold multiple times appears multiple times on a credit report. Should that be cause for concern?
More...
 
Don't let bad your credit hurt your new marriage
'To Her Credit' expert Sally Herigstad
If your credit is crummy and your new spouse's is good, you need to take steps not to taint the good credit spouse.
More...
 
Jail time's impact on your credit
'Credit Score Report' expert Jeremy Simon
Incarceration time shouldn't necessarily hurt a prisoner's credit due to card inactivity -- as long as there is a zero balance.
More...
 
Taking Charge: A CreditCards.com blog

Senate takes aim at deceptive marketing
Fooled into signing up for a "service" you didn't want? Don't worry. The government is on the case. More... 
How I won my wrinkle cream face-off
I would never be fool enough to fall for the "free trial offers" of Acai berry, but it turns out I'm a chump for facial products. More... 
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Credit card rate report
(as of 11-24-2009)
National Average   12.71%
Balance Transfer   12.13%
Low Interest   11.65%
Business   9.74%
Cash Back   12.08%
Rewards   13.29%
Instant Approval   13.32%
Airline   13.60%
Bad Credit   13.74%
Student   14.89%

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