Tuesday, November 3, 2009

This week's top story: 13 ways to get gift cards for less

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More credit card news | Credit card help | Credit card videos | Credit card statistics November 3, 2009
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Top credit card stories

13 ways to get gift cards for less
Though the fact is rarely advertised, gift cards can be bought for less than they're worth. Here are 13 creative ways to pay less than the face value of a gift card. You might be able to buy a gift card for half price -- or even lower. More... 
Don't let a buying spree ruin your home buyer break
Running up credit card bills before closing can jeopardize that $8,000 tax credit you counted on for your first home. More... 
Uncle Sam wants you ... unless your credit stinks
You may be ready to serve your country, but if your finances aren't in good shape, your country may not allow you to serve. More... 
Religion and credit: Is it a sin to charge?
Will using plastic land you in hot water with your almighty? Depending on the belief system, card use might require some repentance. More... 
Expert credit card advice

Debt can slow down retirement goals
'The Credit Guy' expert Todd Ossenfort
If debt gets out of control, it can force you to put off retiring indefinitely. Don't be shy about seeking help.
More...
 
Your 5-step plan for traveling with credit cards
'Opening Credits' expert Erica Sandberg
Most people don't consider their credit cards when traveling abroad. That's a mistake. Here's what you need to know.
More...
 
When the no-interest, same-as-cash clock runs out
'To Her Credit' expert Sally Herigstad
If you aren't diligent about paying off a balance during the no-interest period, you face the high-interest gantlet.
More...
 
Opting out doesn't have to impact your credit
'Credit Score Report' expert Jeremy Simon
It's a common question these days: Will opting out of a rate increase hurt my credit? The answer isn't so clear cut.
More...
 
Taking Charge: A CreditCards.com blog

Pew report: Do credit cards stink?
The Pew Charitable Trusts reports how card issuers continue to be "unfair or deceptive" -- despite legislation set to curtail these practices in 2010. More... 
Ways to check gift card balances from home
You no longer have to go to the store register to find out what's left on your gift card balance. Major issuers now let you check without leaving home. More... 
Featured cash back credit card
Capital One No Hassle Cash Rewards

Credit card rate report
(as of 11-03-2009)
National Average   12.64%
Balance Transfer   13.46%
Low Interest   11.91%
Business   9.69%
Cash Back   12.36%
Rewards   12.85%
Instant Approval   13.32%
Airline   13.60%
Bad Credit   14.29%
Student   14.45%

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