Tuesday, December 1, 2009

This week's top story: Retailers jack rates, slash rewards

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Top credit card stories

Retail credit cards can't escape economic cutbacks
Even more hard hit than regular credit cards, retail cards are reducing reward programs, raising rates and experiencing high charge-off rates. More... 
Credit card video: 3 fun ways to wrap a gift card
Spice up those impersonal gift cards this holiday season with some fun, creative gift wrapping suggestions. More... 
Study: Debit card ID, fraud protections ramped up
The nation's biggest banks now have zero-liability policies for fraudulent debit card charges, a new survey says. More... 
Mind your manners: 8 credit card etiquette tips
Do you brag about your credit score? This and other lapses in "crediquette" can be overcome if you know the path to plastic refinement. More... 
Expert credit card advice

When your credit's still married and you're not
'The Credit Guy' expert Todd Ossenfort
Jointly held card accounts can haunt you years after a divorce. Make sure your ex is off and stays off your credit report.
More...
 
5 key federal laws help protect credit cardholders
'Opening Credits' expert Erica Sandberg
Here are the top five laws covering consumer credit cards that you need to know.
More...
 
How to escape the credit card fee vortex
'To Her Credit' expert Sally Herigstad
Once you miss a payment or pay less than the minimum, you're setting yourself up for a spiral into the credit card fee abyss.
More...
 
Delinquencies don't stay on your credit report forever
'Credit Score Report' expert Jeremy Simon
A delinquent loan shouldn't appear on your credit report if it's more than seven years old. If it does, take steps to remove it ASAP.
More...
 
Taking Charge: A CreditCards.com blog

'Bailout' blues falling on deaf ears
A song about today's debt woes brings back memories ... and concerns. More... 
What part of 'do not call' don't you understand?
I kept receiving calls from an 800 number. I investigated, and Gary Busey, $11,000 in magical debt and credit cards were involved. More... 
Featured low interest credit card
Capital One No Hassle Miles Rewards

Credit card rate report
(as of 12-01-2009)
National Average   12.71%
Business   9.74%
Low Interest   11.65%
Cash Back   12.08%
Balance Transfer   12.13%
Rewards   13.29%
Instant Approval   13.32%
Airline   13.60%
Bad Credit   13.74%
Student   14.89%

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